One of the options for American expats without a US physical address to keep some of their money in a US-based bank seems to hold a Schwab international brokerage account as it seems they accept foreign addresses without closing their customers' accounts.
However, is it possible to transfer money from overseas (let's say from France or Germany) from the Schwab brokerage account to a French or German bank account? Can it be done online or via a phone call from abroad? Or does the customer have to be physically present in a US Schwab branch to initiate the transfer?
Thanks for your help, if you have experience with Schwab international brokerage account, even better!