What is some of the best and most recommend banks with high APY? Whether it be Online or Physical Banks.
Why do people use National Bank like Chase, Bank of America, Wells Fargo and so on? What is the benefit for having it? I don't see this type of banks has any APY or 0 monthly fee. The only thing I see is that this type of bank have is you can go anywhere and still able to withdraw your money and that it.
The local bank have no APY but they offer 0 monthly fee which is the only thing that is good, so what is the benefit for a local banks?