Long story short…I had a bank of America account that I owed money on that was closed 2 or 3 years ago.
My question is which option would be best for me?
Try to talk to bank of America and pay them off in hopes that they'll let me open a new account. (If I did go this route, would they definitely allow me to open a new account with them?)
Try a "2nd Chance account” at Wells Fargo or another bank that offers something similar.
Try to pay off bank of America and try to get cleared from chexsystems so I can open an account somewhere else? (Not sure how long this process would take, but I really want to open an account soon…so if this takes a while, it wouldn't be ideal)